If you do not have the money right now then layaway is something that is fantastic option. You can purchase the item in small amounts. Of course you cannot take it home but they keep it there. If it is a hard to get item and you do not have the money then this is a guaranteed way that you will get this item and not have to search for it for weeks. You know what is another great use for layaway? If you have something you want to buy for someone but they always seem to "come across" them when you hide them in the house. They cannot look for it if it is not in your house. Layaway is good for hiding gifts and getting gifts when you don't have the money right now but still want to get that person the perfect gift.
